What is the US interest rate? Where is the best US interest rate prediction site?
US interest rates or Federal Funds Rate It is one of the most important economic factors that has a significant impact on financial markets, including the digital currency market. Investors and traders always seek to predict interest rate changes, because changes in this rate can directly or indirectly affect the prices of various assets. In this article, we will introduce the famous and reliable sites that predict the interest rate of the United States, and we will also mention the relationship between this rate and the digital currency market.
What is the US interest rate?
in United States of America Interest rate or Federal funds rate It is called an interest rate that Federal Open Market Committee (FOMC) determines This rate is actually a rate that Banks According to that, they exchange their surplus funds and treasury money among themselves.
This rate as a Powerful money tool It is used and affects many aspects of the economy, including inflation, exchange rates, and financial markets. When the Federal Reserve raises interest rates, the cost of borrowing for banks and thus for Consumers And more businesses. This can reduce demand and help curb inflation. Conversely, lowering interest rates can reduce the cost of borrowing and help stimulate economic growth.
The impact of US interest rates on the forex market
Interest rate is one of the key factors in the forex market that directly affects the value of currencies. An increase in interest rates in a country usually strengthens the value of that country's currency, because foreign investors turn to buying that country's currency to benefit from higher returns. On the other hand, a decrease in the interest rate can decrease the value of the currency, because the return on investment in that country will be lower. Forecasts related to changes in interest rates also have significant psychological effects on the market and can cause extreme fluctuations in currencies. For this reason, forex traders follow these changes carefully.
The impact of US interest rates on digital currencies
Interest rate is the main monetary policy tool used by central banks to control inflation and regulate economic conditions. When the US central bank (Federal Reserve) raises interest rates, the cost of borrowing increases and the willingness of investors to buy risky assets such as digital currencies decreases. Conversely, a decrease in interest rates usually leads to an increase in the willingness to invest in risky assets and an increase in the price of digital currencies.
Read more: What is digital currency?
In general, the relationship between interest rates and the cryptocurrency market is complex and depends on several factors. However, being aware of possible interest rate changes can help investors make better decisions and avoid extreme market fluctuations.
Introducing US interest rate prediction sites
Forecasting US interest rates is one of the key tools for investors and traders. In the following, we introduce some of the best and most famous sites that operate in this field.
The CME FedWatch Tool website is one of the most reliable sources for predicting interest rates in the United States. This tool is offered by the CME Group, one of the world's largest financial derivatives exchanges, and allows traders to predict the probability of a change in interest rates by the Federal Reserve based on futures market transactions.
Main features:
- Display the probability percentage: This tool graphically displays the possible percentage of each interest rate change scenario.
- Updated data: The information on this site is updated regularly so that traders always have access to the latest forecasts.
- Easy to use: Simple and straightforward user interface makes this site usable by users with different experience levels.
How to use CME FedWatch Tool
CME FedWatch Tool One of the main tools for predicting interest rate changes is the Federal Reserve. This tool uses data from 30-day federal interest rate futures contracts to analyze and display different probabilities. Here's how to use this tool:
FOMC meeting selection: At the top of the page, there are different tabs, each dedicated to one of the scheduled meetings of the Federal Open Market Committee (FOMC). The closest session is on the left and is selected by default.
View interest rate possibilities: After selecting the date of the meeting, you can see the various interest rate possibilities for that date in the “Current” tab. These probabilities are calculated based on trading activity in futures contracts for that session. In the “Compare” tab, these probabilities are compared for different time periods such as one day, one week, and one month ago.
Historical data: In the “Historical” section, the tool displays historical probabilities of interest rate changes for the selected session. These data can be viewed up to the last year and it is also possible to download them as Excel files.
Federal Dot Plot Chart: CME FedWatch Tool It also displays the Fed's Dot Plot, which shows FOMC members' interest rate expectations over time. Each dot represents a member's forecast, and the red dot represents the interest rate predicted by futures contracts.
2- Investing.com website
Investing.com is one of the leading platforms in the field of financial analysis and global market news. tools Fed Rate Monitor This site allows users to view various predictions about US interest rates.
Main features:
- Wide coverage: In addition to interest rate forecasts, this site provides extensive information on other economic indicators and financial markets.
- Expert analysis: Analyzes provided by leading experts can provide deeper insights into future market trends.
- Continuous update: The information on this site is updated instantly so that users always have access to the latest data.
When will the US interest rate be announced?
The Federal Reserve Open Market Committee (FOMC) meets 8 times a year, or approximately once every 6 weeks. These meetings are held to review economic conditions and decide on interest rates. In the table below, the previous and future dates of these meetings are given:
| Meeting date in AD | Date of meeting in Shamsi |
| May 01, 2024 | May 12, 1403 |
| June 12, 2024 | June 23, 1403 |
| July 31, 2024 | August 10, 1403 |
| Sep 18, 2024 | 29 September 1403 |
| Nov 07, 2024 | 17 November 1403 |
| December 18, 2024 | 28 December 1403 |
| Jan 29, 2025 | February 9, 1403 |
| Mar 19, 2025 | March 28, 1403 |
| May 07, 2025 | May 17, 1404 |
| June 18, 2025 | June 28, 1404 |
| July 30, 2025 | August 8, 1404 |
| Sep 17, 2025 | 26 September 1404 |
| October 29, 2025 | November 7, 1404 |
| Dec 10, 2025 | 19 December 1404 |
These meetings usually attract widespread attention because changes in interest rates affect not only the value of the dollar but also global financial markets. Tools like CME FedWatch Tool They help investors to check the forecasts related to these meetings and make more informed decisions.
conclusion
Interest rates are one of the key factors that have a great impact on financial markets, including the digital currency market. Smart investors are always looking for accurate and up-to-date tools to predict interest rate changes so they can make more informed decisions. Sites such as CME FedWatch Tool and Investing.com provide comprehensive data and analysis in this field, helping investors to better understand economic conditions, optimize their trading strategies and take advantage of opportunities in the digital currency market. Finally, knowledge of interest rate forecasts and economic analysis can help investors reduce risks associated with market fluctuations and increase their investment returns.
